How It Works

Facial recognition captures an image of an individual’s face and analyses it through computer algorithms. This process involves identifying and extracting the unique facial features within the image and then converting them into mathematical data.

When an individual undergoes a facial recognition scan, the software will scour through the existing records of a person’s identity and find possible matches to determine if the scanned individual is real or not.

Benefits

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1) Improves Security For Businesses & Customers

It improves security by controlling access to business premises and protecting customer assets through facial scanning.

2) Anti-Identity Theft Measure For Financial Institutions

Facial recognition combats identity theft by utilising unique facial data as an identifier, making it harder for fraudsters to steal or forge records.

3) Remote Identity Proofing

Financial Institutions can authenticate identities and authorise transactions remotely using smartphones — providing convenience and reducing manual screening costs.

4) Accurate & Fast Authentication

Facial recognition provides a quick, secure, and accurate method of user authentication. It eliminates the drawbacks associated with human-operated systems.

5) Reduces Human Touchpoints

AI-powered facial recognition minimises physical contact and human interaction. It streamlines processes and minimises touchpoints in tasks like accessing smartphones and ATMs.

Limitations

1) Inaccuracy Issues

While facial recognition technology is more precise than the human eye, it can still encounter difficulties in recognising individuals with different skin tones or from various demographics.

2) Legal & Privacy Concerns

Facial recognition technology raises significant legal and privacy concerns.